Commercial Mortgages

Gerard has built a financial career having spent over 25 years on Bay Street as an advisor to major corporations. He understands the sophistication required to finance commercial properties and developers of residential real estate. Mortgage Wellness – Collingwood Office has access to customized and creative solutions to help bring projects through to a successful completion.

A commercial mortgage is designed for businesses and investors who wish to purchase or refinance income producing, commercial properties.

With competitive interest rates and a national network of Mortgage Lenders. Mortgage Wellness-Collingwood Office is committed to finding solutions to meet your needs.

We have access to Commercial Lenders that can finance:

  • Land Acquisition up to 60% LTV with planning approvals in place
  • Land servicing and construction financing with prudent equity and presale levels
  • Inventory loans up to 70% for completed projects
  • Business loans with a real estate component

Whether you require:

  • Loan amounts from $2 million to $50 million or more
  • First and second mortgages. Mezzanine debt
  • “Cost-to- Complete” loans recognize value ‘as improved”
  • Defined exit strategies are required

Gerard understands the exempt market and the many Mortgage Investment Corps that participate in that market as he has served as the Chair of an Exempt Market Dealer and has participated as an equity investor in condominium developments. We have access to over 45 real estate lenders and another 40 alternative lenders to business, many of which are specialists in Commercial Financing. This is the knowledge and expertise that we bring to our clients.

When you have:

  • Entrepreneurs who demonstrate strong character and commitment to their business
  • Growth Companies with profitable business models
  • High Quality cash flows

We understand your requirement for partners that get the job done

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    Commercial Property available for Financing

    • Commercial Condominium – Industrial, Office, retail
    • Multi – Family Residential – Freehold, Condo or Strata Title
    • Retail Centers – Strip Malls, enclosed malls
    • Office Buildings
    • Mixed Use – ex: retail at grade, apartment or office above
    • Industrial
    • Cooperative buildings
    • Hospitality – resorts, hotels
    • Land

    Commercial Mortgages are used for a variety of Purposes:

    • Purchase of Investment Property (tenant occupied)
    • Purchase of Property to operate business (owner occupied)
    • Commercial renovation to increase or stabilize rents
    • Commercial renovation to increase leasable area
    • Land Development (residential or commercial)
    • Construction of a commercial building (ground up)
    • Multi-family / Condo Construction (over 6 units)
    • Purchase of hospitality properties
    • Refinance of condo or lot inventory

    In addition to real estate and condominium investments Gerard has spent much of the last eight years engaged in advising SME’s on accessing Alternative Financing.

    You can be assured that Gerard will treat your Mortgage and Real Estate Decision like it is his own.

    Our Process Is Simple.
    Ready to Apply?

    Gerard's Mortgage Insights: