Saugeen Shores Mortgage Archives

First Time Home Buyers – Trends, Choices, and the Rise of Single Women Homeowners

Posted on March 29, 2025September 22, 2025 by Gerard Buckley

The Ontario real estate landscape is evolving and women aged 25 to 55 are at the forefront of this exciting transformation. Whether you’re a first-time buyer or looking to invest, understanding current trends can help you to make informed decisions. Let’s dive into how homebuyers are navigating choices between resale and new builds, detached homes […]

EXTRAORDINARY VOLUNTEERS RECOGNIZED as featured in Esprit de Corp Magazine

Posted on August 10, 2024September 22, 2025 by Gerard Buckley

BY ROBERT GILL EACH YEAR THE Army Cadet League of Canada (the League) recognizes members and volunteers who have made extraordinary contributions to the League in support of the Royal Canadian Army Cadets. This past April during its Annual Awards Dinner in Quebec City, the League recognized three such members. Each year the League […]

Understanding Housing Affordability in 2024

Posted on January 23, 2024September 22, 2025 by Gerard Buckley

Housing affordability is a hot topic in 2024, and there’s a lot of talk about how interest rates affect it. Too many people are drinking the “lower interest rate Kool-Aid” as the route to housing affordability. While many people think lowering interest rates is the key, we at Buckley Mortgage Broker Team believe they won’t […]

Surprise Rate Increase by Bank of Canada? Not so Much

Posted on June 16, 2023September 22, 2025 by Gerard Buckley

Interest Rate Update As much as the media and market commentators call Wednesday’s June 7th interest rate hike of .25% to a Bank Rate of 4.75% a surprise, we have been calling for a 25-50b basis point increase in interest rates for the later part of this year. (See our articles Jan 24, Mar 7 […]

Senior’s Budgeting: Reverse Mortgage Can Ease Financial Stress

Posted on April 26, 2023September 22, 2025 by Gerard Buckley

House Rich & Cash Poor? A Reverse Mortgage Could Give You More Freedom As we age, our financial needs often become more pressing. In the past few years, we have watched the value of homes in many Ontario communities surge at unprecedented rates. Simultaneously, as the cost-of-living increases, seniors in Canada on Fixed Incomes are […]

Life Insurance for Families

Posted on March 15, 2023September 22, 2025 by Gerard Buckley

Guest Feature by: Peter Morgan Balancing the demands of a busy life – the family, the job, the house – is already a challenge. When you add shopping for life insurance to the list, it can be overwhelming. We can help. At Co-operators, we’re committed to delivering straightforward advice and solutions, making it easy for […]

Relief for the Distressed Borrower

Posted on January 29, 2023September 22, 2025 by Gerard Buckley

Distressed over Finances? We are here to help! Are expenses starting to rule your life? How are other Canadian families making ends meet as the world settles back into “normal”? The lingering impacts of the pandemic, a volatile housing market and rising inflation rates have left many struggling to catch up. From what we’ve […]

Canada Brings in Changes to the Mortgage Stress Test June 1st

Posted on June 1, 2021September 22, 2025 by Gerard Buckley

More change is coming for Canadians looking to get home financing. Proposed updates to the current mortgage stress test for applicants to get approval are kicking in June 1st. These changes are intended to defuse some of the unsustainable growth we’ve seen in the housing market over the past 18 months. Changes for […]