Economic Overview The change of administration in the United States this past January has created uncertainty for the Canadian, U.S., and global economies in our most recent market update. Trade tariffs remain restrictive, though equity markets in both countries have proven resilient. Global tensions involving the U.S., China, Russia, and the Middle East continue to […]
Continue ReadingCanadian Military Service and the Meaning of Service
By Gerard Buckley, Collingwood, Ontario When we think about service, most of us picture uniforms, medals, and Remembrance Day ceremonies. We picture soldiers in times of war, standing tall for Canada. That image is true — but service is more than parades and poppies. Service is a way of living, a commitment to put others […]
Continue ReadingPurchase-Plus-Improvements Mortgages Starter Guide
Purchase-Plus-Improvements Mortgages: A Starter Guide for First-Time Buyers in Georgian Bay & Huron Shores (Bruce, Grey, Simcoe) If you’re a first-time buyer in Collingwood, Owen Sound, Port Elgin, Midland, or anywhere across Georgian Bay and Huron Shores, you’ve likely noticed a reality of our market: many listings are “almost right” but need work—new shingles, a […]
Continue ReadingGuest Feature: How to become a first time homeowner in 2025
As published on CollingwoodToday written by Sue Kanhai This advice from Buckley Mortgage Broker in Collingwood can help make your real estate dreams come true If you’re hoping to get on the property ladder this year, one of the best mortgage brokers in the business has some advice to share. Gerard Buckley is an […]
Continue ReadingHow Mortgage Brokers Support Realtors
Let’s be honest—today’s Ontario real estate market isn’t lacking opportunity. It’s challenging because buyers and sellers are operating with outdated or unrealistic expectations, and too few professionals are having the honest, sometimes difficult, conversations needed to get deals done. As a mortgage broker working closely to support realtors, I see the same frustrations again and […]
Continue ReadingMortgage Renewal Options for Ontario Homeowners
Ontario Homeowners: Don’t Quietly Accept Your Mortgage Renewal — It Could Cost You Thousands Does this scenario sound familiar: you receive a call or letter telling you your mortgage is coming due. The person sending you the letter includes a few sentences about the details, including a new interest rate and a figure showing what […]
Continue ReadingFirst Time Home Buyers – Trends, Choices, and the Rise of Single Women Homeowners
The Ontario real estate landscape is evolving and women aged 25 to 55 are at the forefront of this exciting transformation. Whether you’re a first-time buyer or looking to invest, understanding current trends can help you to make informed decisions. Let’s dive into how homebuyers are navigating choices between resale and new builds, detached homes […]
Continue ReadingDebt Consolidation – Take Control of Your Finances
A Friendly Guide to Debt Consolidation for Homeowners in Grey, Bruce, and Simcoe County Hi there, homeowner! If you’re feeling bogged down by debt this January, you’re not alone. Household debt for Canadians crossed the $2.5 trillion mark last November with Ontario payment delinquencies rising. Ready for the good news? You don’t have to face […]
Continue ReadingYour Guide to Becoming a First-Time Homeowner in 2025
Let’s face it—buying your first home in Ontario can feel like an impossible dream. With sky-high prices and the challenge of saving for a down payment, it’s no wonder so many young families are feeling the squeeze. But don’t give up just yet! There’s hope on the horizon, thanks to a range of programs and […]
Continue ReadingBank of Canada’s Interest Rate Announcement
The Bank of Canada (BoC) announced a 50-basis point reduction in the policy interest rate on December 11, 2024, in response to recent labour market data and economic indicators. Bank of Canada’s December 11, 2024, Interest Rate Announcement: Previous Policy Rate: The BoC’s policy rate stood at 3.75%, following a 50-basis-point reduction in October 2024. […]
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