Let’s face it—buying your first home in Ontario can feel like an impossible dream. With sky-high prices and the challenge of saving for a down payment, it’s no wonder so many young families are feeling the squeeze. But don’t give up just yet! There’s hope on the horizon, thanks to a range of programs and incentives released by the federal and provincial governments designed to make homeownership achievable for first-time buyers like you. Plus, with interest rates stabilizing and housing prices getting more competitive, this year is shaping up to be a great time to enter the market.

What Mortgage Incentives Are Available for 2025?

There are currently some great programs for those looking to become first-time homeowners -- and more are about to be released! Buckley Mortgage Broker has created a cheat sheet to simplify your journey and help you understand all the financial tools and opportunities for Ontarians in 2025. From the new First Home Savings Account (FHSA) to expanded amortization periods and tax credits, there are more ways than ever to stretch your savings and make your dream a reality. Whether you’re just starting to save or gearing up to put in an offer, this guide has everything you need to know to navigate the market with confidence.

So, grab a coffee, dive into the cheat sheet, and get ready to take that first step toward owning a home. Don’t forget to download the printable version—it’s packed with tips and resources you can keep handy throughout your journey. Remember, with the right plan and a little perseverance, homeownership in Ontario is within reach!