Are you a small business owner in Ontario who dreads the lending process? We get it. The Big 5 banks won’t give your NOAs a second glance even after you explain the high level of your deduction game. They don’t care about the actual cash flow going through your accounts each month. They may even […]
Continue ReadingRefinance Your Mortgage at Renewal
Creating Certainty with Fixed Rates in Ontario For many homeowners in Ontario, a mortgage renewal is more than a routine administrative step. Learn how to use it as a strategic opportunity to reset your financial plan. With interest rates fluctuating over recent years and household budgets under pressure, refinancing at renewal and considering a fixed-rate […]
Continue ReadingWhat First-Time Buyers in Our Area Wish They’d Known Before Buying in 2025
Lessons from Collingwood, Simcoe, Grey & Bruce Counties By Buckley Mortgage – Mortgage Wellness If you bought your first home in 2025, there’s a good chance you learned a few things the hard way. Over the past year, I’ve spoken with many first-time buyers across Collingwood, Simcoe County, Grey County, and Bruce County. Once […]
Continue ReadingFIRE: Financial Independence, Retire Early
A Practical Guide for Homeowners in Simcoe, Grey & Bruce Counties Looking for some fire in your life? The idea of FIRE (Financial Independence, Retire Early) has gained real momentum across Ontario over the past decade. At its core, FIRE is not about never working again or living an extreme lifestyle. It’s about building enough […]
Continue ReadingHow to Develop a Mortgage Strategy
Learn how to get the best mortgage in Ontario for your lifestyle A new year is upon us! For many Ontarians, 2026 could mean many things. Maybe its the year your current mortgage comes up for renewal. Or perhaps you’re thinking of finally building that addition on your house. Or, maybe you’re getting ready to […]
Continue ReadingDecember Housing Market Update for Southern Ontario
Economic Overview What’s Happening in the Canadian Economy – And What It Means for Your Mortgage Canada’s economy is moving into a calmer phase after several years of high inflation and rising interest rates. The rapid interest-rate hikes we experienced were designed to slow inflation, and they’ve worked — but they’ve also made borrowing more […]
Continue ReadingMarket Update – November 2025
Economic Overview The change of administration in the United States this past January has created uncertainty for the Canadian, U.S., and global economies in our most recent market update. Trade tariffs remain restrictive, though equity markets in both countries have proven resilient. Global tensions involving the U.S., China, Russia, and the Middle East continue to […]
Continue ReadingPurchase-Plus-Improvements Mortgages Starter Guide
Purchase-Plus-Improvements Mortgages: A Starter Guide for First-Time Buyers in Georgian Bay & Huron Shores (Bruce, Grey, Simcoe) If you’re a first-time buyer in Collingwood, Owen Sound, Port Elgin, Midland, or anywhere across Georgian Bay and Huron Shores, you’ve likely noticed a reality of our market: many listings are “almost right” but need work—new shingles, a […]
Continue ReadingGuest Feature: How to become a first time homeowner in 2025
As published on CollingwoodToday written by Sue Kanhai This advice from Buckley Mortgage Broker in Collingwood can help make your real estate dreams come true If you’re hoping to get on the property ladder this year, one of the best mortgage brokers in the business has some advice to share. Gerard Buckley is an […]
Continue ReadingHow Mortgage Brokers Support Realtors
Let’s be honest—today’s Ontario real estate market isn’t lacking opportunity. It’s challenging because buyers and sellers are operating with outdated or unrealistic expectations, and too few professionals are having the honest, sometimes difficult, conversations needed to get deals done. As a mortgage broker working closely to support realtors, I see the same frustrations again and […]
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