Client Education Archives - Page 2 of 9

Debt Consolidation – Take Control of Your Finances

Posted on January 28, 2025September 22, 2025 by Gerard Buckley

A Friendly Guide to Debt Consolidation for Homeowners in Grey, Bruce, and Simcoe County Hi there, homeowner! If you’re feeling bogged down by debt this January, you’re not alone. Household debt for Canadians crossed the $2.5 trillion mark last November with Ontario payment delinquencies rising. Ready for the good news? You don’t have to face […]

Your Guide to Becoming a First-Time Homeowner in 2025

Posted on December 31, 2024September 22, 2025 by Gerard Buckley

Let’s face it—buying your first home in Ontario can feel like an impossible dream. With sky-high prices and the challenge of saving for a down payment, it’s no wonder so many young families are feeling the squeeze. But don’t give up just yet! There’s hope on the horizon, thanks to a range of programs and […]

Bank of Canada’s Interest Rate Announcement

Posted on December 11, 2024September 22, 2025 by Gerard Buckley

The Bank of Canada (BoC) announced a 50-basis point reduction in the policy interest rate on December 11, 2024, in response to recent labour market data and economic indicators. Bank of Canada’s December 11, 2024, Interest Rate Announcement: Previous Policy Rate: The BoC’s policy rate stood at 3.75%, following a 50-basis-point reduction in October 2024. […]

5 Ways to Save Money & Make Your Home More Efficient

Posted on November 27, 2024September 22, 2025 by Gerard Buckley

Want to find out how to save some money this season? If you live in Ontario, you know that utility bills can feel like a weight dragging down your monthly budget. With colder winters, hotter summers and energy costs on the rise, it’s no wonder that folks are looking for ways to save on utilities. […]

Guest Blog: How Garden Suites Are Helping Homeowners in Collingwood

Posted on October 25, 2024September 22, 2025 by Gerard Buckley

Garden Suites: Boost Income and Address the Rental Crisis By Attimo Homes As housing affordability continues to challenge many municipalities across Ontario, communities like Collingwood in South Georgian Bay are looking for innovative solutions to ease the pressure. If you’re a homeowner in this area—or considering buying a property there—you might be interested in a […]

New Refinance Rules for Secondary Suites in Canada

Posted on October 25, 2024September 22, 2025 by Gerard Buckley

Looking for a way to ease financial pressure on your family? The latest announcement from the government of Canada could be worth noting. The Canadian government recently announced new refinance rules aimed at making it easier for homeowners to build secondary suites, such as basement apartments or in-law suites. This initiative is part of a […]

September Housing Market Update

Posted on August 28, 2024September 22, 2025 by Gerard Buckley

Gerard’s Take: Interest Costs in 2024 Why is this? Many Canadians feel like we are in a recession with reduced spending power over the last two years and higher cost of mortgage renewals. In some cases, mortgage costs on renewals are going up by 200 – 300%. With current house prices being high and average […]

Staycation Ideas Near Lake Huron

Posted on July 24, 2024September 22, 2025 by Gerard Buckley

Budget-Friendly Ways to (Not) Get Away this Summer With costs soaring as the temperature rises, are you struggling to find a family-friendly adventure that doesn’t hurt your wallet? Why not explore what Lake Huron has to offer, where you can escape the grind just a short drive away! This summer, embark on a budget-friendly […]

Should You Refinance Your Mortgage?

Posted on June 13, 2024September 22, 2025 by Gerard Buckley

The Benefits of Refinancing a Mortgage in Ontario After a long, expensive haul, it seems like the smell of interest rate cuts could be in the air. But for Canadians dealing with the burden of high interest rate cuts right now, another solution could offer relief. Refinancing a mortgage might sound like financial jargon, but […]

June Housing Market Update for Ontario

Posted on June 5, 2024September 22, 2025 by Gerard Buckley

Higher Prices for Everything There is no shortage of people discussing whether we have or do not have inflation. What we do have are higher prices than we had 1, 2, 3 or 5 years ago. We have higher prices for everything from food, energy and consumer goods to housing costs, taxes, and development charges. […]