Gerard's Mortgage Insights Archives - Page 4 of 11

First Home Savings Account – Should You Set One Up?

Posted on November 19, 2023September 22, 2025 by Gerard Buckley

All first-time homebuyers take note: we want to tell you about the First Home Savings Account (FHSA) again because it’s a great way to save money for your first home. But what exactly is it? The FHSA is a special savings account created by the government to help people who want to buy their first […]

Why are we in a housing crisis: Some fundamental reasons.

Posted on October 24, 2023September 22, 2025 by Gerard Buckley

It’s hard to accept, but Ontario is in the middle of a housing crisis. Why is this? Basically, supply is not keeping up with demand. Many pundits and media say this is a crisis of interest rates; however, we believe it is a much deeper failing of public policy at both the provincial and municipal […]

Press Release: Kim Trudell Joins Buckley Mortgage Team as Level 1 Mortgage Agent

Posted on August 29, 2023September 22, 2025 by Gerard Buckley

New Level 1 Mortgage Agent Added to Buckley Mortgage Broker Team Serving Grey & Bruce Counties We are pleased to welcome a new level 1 mortgage agent to Buckley Mortgage Broker. Our team is dedicated to bringing unrivalled customer service to clients on both South Georgian Bay and Lake Huron — along with all […]

Readers’ Choice Awards 2023 — A Thank You to Our Supporters

Posted on August 21, 2023September 22, 2025 by Gerard Buckley

Vote for this year’s Readers’ Choice Awards Here We are honoured to be nominated for a third year in a row as Collingwood & Wasaga Beach’s top Mortgage Broker and Mortgage Service Company. It is thanks to a beautiful community that we are able to accomplish what we do. Our Values At Buckley Mortgage Broker, […]

Family Summer Fun Ideas Near Collingwood

Posted on August 9, 2023September 22, 2025 by Gerard Buckley

Attention parents: we’re officially more than halfway through summer break. Have you run out of fun ways to spend the time yet? With gas prices high and plane tickets worse, a staycation might just be what your family needs to enjoy quality time without breaking the bank. Here are some of our favourite local options […]

10 Moving Tips for an Easy Move

Posted on July 4, 2023September 22, 2025 by Gerard Buckley

Moving to a new place can be an exciting adventure! To ensure a smooth and enjoyable transition, here are ten packing & moving tips we’ve put together to help you have an easier time: Make a Checklist Plan ahead and create a moving checklist. By organizing your tasks and setting deadlines, you’ll stay on track […]

Enjoy your summer without stressing over money

Posted on June 28, 2023September 22, 2025 by Gerard Buckley

Here are tips to help you make the most of summer without breaking the bank during this time of high costs and high-interest rates: Make a summer budget Prepare a budget in advance for the activities you want to do over the summer. That way you can set limits on your spending, identify ways […]

Surprise Rate Increase by Bank of Canada? Not so Much

Posted on June 16, 2023September 22, 2025 by Gerard Buckley

Interest Rate Update As much as the media and market commentators call Wednesday’s June 7th interest rate hike of .25% to a Bank Rate of 4.75% a surprise, we have been calling for a 25-50b basis point increase in interest rates for the later part of this year. (See our articles Jan 24, Mar 7 […]

Self-Employed Mortgage in Ontario

Posted on June 3, 2023September 22, 2025 by Gerard Buckley

Self Employed? We have you Covered. If you are a self-employed person in Ontario, this article is for you. Are you looking to get a mortgage to purchase a home or to refinance your current home but don’t know where to start? Let us help you. “What is a self-employed mortgage?”, you might ask. […]

Senior’s Budgeting: Reverse Mortgage Can Ease Financial Stress

Posted on April 26, 2023September 22, 2025 by Gerard Buckley

House Rich & Cash Poor? A Reverse Mortgage Could Give You More Freedom As we age, our financial needs often become more pressing. In the past few years, we have watched the value of homes in many Ontario communities surge at unprecedented rates. Simultaneously, as the cost-of-living increases, seniors in Canada on Fixed Incomes are […]