Gerard's Mortgage Insights Archives - Collingwood Wasaga Beach Mortgage Broker

GUEST FEATURE: Good Debt vs Bad Debt and How You Can Learn the Difference

Posted on August 30, 2021 by Gerard Buckley

Mortgage Agent Oakley Patterson Talks Debt — and Why it isn’t Always a Bad Thing Learning the difference between good debt and bad debt allows you to learn how to leverage money and minimize your expenses. Real estate is the best way to accomplish this and that is why it has been Oakley’s focus for […]

Gerard Buckley, Mortgage Broker and his Team Support the Owen Sound Regional Hospital Foundation

Posted on August 11, 2021 by Gerard Buckley

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Supporting the OSRHF is an Honour Last week, Gerard Buckley, Mortgage Broker, along with his fellow team member Oakley Patterson, Mortgage Agent, met with Amy Mckinnon, CEO of the Owen Sound Regional Hospital Foundation. The meeting was to present the OSRHF with a donation cheque for $1000. An Ongoing Arrangement This amount was collected over […]

Buckley Mortgage Broker – A Well Defined Service Standard and Values we Stand For!

Posted on July 13, 2021July 20, 2021 by Gerard Buckley

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Setting the Standards of Mortgage Service for Owen Sound and Beyond We’ve made it to the finals! Help us win in our Owen Sound Best of the Best Awards category by clicking here. Gerard Buckley is no stranger to the world of finance. His entire career has been spent in the Investment Banking and Real […]

Buckley Mortgage Broker – A Well Defined Service Standard and Values We Stand For!

Posted on June 23, 2021August 21, 2021 by Gerard Buckley

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The Highest Standard of Mortgage Service for Simcoe, Grey, Bruce & Huron Counties Vote for us in the South Georgian Bay Reader’s Choice Awards here: https://www.simcoe.com/readerschoice-southgeorgianbay/business/gerard-buckley-mortgage-wellness Gerard Buckley is no stranger to the world of finance. His entire career has been spent in the Investment Banking and Real Estate Industry, focusing on helping clients achieve […]

Canada Brings in Changes to the Mortgage Stress Test June 1st

Posted on June 1, 2021 by Gerard Buckley

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More change is coming for Canadians looking to get home financing. Proposed updates to the current mortgage stress test for applicants to get approval are kicking in June 1st. These changes are intended to defuse some of the unsustainable growth we’ve seen in the housing market over the past 18 months. Changes for […]

Changes for First-Time Home Buyers — What You Need to Know

Posted on May 14, 2021May 14, 2021 by Gerard Buckley

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Did you know the Canadian government made changes to the First-Time Home Buyers Incentive (FTHBI) last week? Discover how the changes made on May 3rd, 2021, will ease the pressure on Canadians looking to enter the housing market in three key metropolitan areas below. What has Changed? The Department of Finance along with CMHC (Canada […]

Canada’s Housing Stress Test is Proposed to Change on June 1, 2021

Posted on April 14, 2021April 20, 2021 by Gerard Buckley

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What that could mean for you: You may have heard recently that the OSFI (Office of The Superintendent of Financial Institutions, Canada’s Federal Financial Industry Regulator) is proposing a change to the stress test rate that will affect who can qualify for an uninsured mortgage. OSFI’s stated mission is contributing to the safety and soundness […]

Local Mortgage Broker Gerard Buckley Announces Continuation of Community Partnership with the Hospital Foundation

Posted on April 7, 2021April 7, 2021 by Gerard Buckley

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Released on March 25, 2021 The Saugeen Memorial Hospital Foundation is pleased to announce that Gerard Buckley will continue his community partnership with the hospital foundation in 2021. In 2020 Mr. Buckley committed to donating $200 from every professionally referred mortgage completed through his Saugeen Shores location. Some of these referrals came from local […]

Millennial’s Guide to Homeownership:

Posted on April 1, 2021April 1, 2021 by Gerard Buckley

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Discover the best ways to prepare for your next Home Move. Is it time for you to make your move? Young people in the Millennial age category throughout Georgian Bay are being asked this question as the prices of local real estate skyrocket due to a shortage of listings and many people migrating north to […]

Lessons from the Pandemic — Canada’s Future After COVID

Posted on March 22, 2021March 22, 2021 by Gerard Buckley

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Now that we know our weak points, growth in this country will likely be focused on key areas: It’s been an entire year since the first reports of a rapidly spreading respiratory virus graced headlines all over North America. Since then, we’ve experienced loss, uncertainty, political friction and the list goes on. But through the […]

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