Mortgage Broker Owen Sound Archives

Your Guide to Becoming a First-Time Homeowner in 2025

Posted on December 31, 2024December 31, 2024 by Gerard Buckley

Let’s face it—buying your first home in Ontario can feel like an impossible dream. With sky-high prices and the challenge of saving for a down payment, it’s no wonder so many young families are feeling the squeeze. But don’t give up just yet! There’s hope on the horizon, thanks to a range of programs and […]

Bank of Canada’s Interest Rate Announcement

Posted on December 11, 2024December 11, 2024 by Gerard Buckley

The Bank of Canada (BoC) announced a 50-basis point reduction in the policy interest rate on December 11, 2024, in response to recent labour market data and economic indicators. Bank of Canada’s December 11, 2024, Interest Rate Announcement: Previous Policy Rate: The BoC’s policy rate stood at 3.75%, following a 50-basis-point reduction in October 2024. […]

New Refinance Rules for Secondary Suites in Canada

Posted on October 25, 2024October 25, 2024 by Gerard Buckley

Looking for a way to ease financial pressure on your family? The latest announcement from the government of Canada could be worth noting. The Canadian government recently announced new refinance rules aimed at making it easier for homeowners to build secondary suites, such as basement apartments or in-law suites. This initiative is part of a […]

How a Construction Mortgage Works

Posted on April 22, 2024April 26, 2024 by Gerard Buckley

Building a custom new home in 2024? Let us guide you through the ins and outs of a construction mortgage So – you’re building a home in 2024, “Year of the High-Interest Rate.” Your dreams are big, and for that, we salute you. While it may not be the easiest time to build in Ontario’s […]

Mortgage Renewal – When Should I Renew?

Posted on February 28, 2024 by Gerard Buckley

Getting your first home is an exciting milestone. But if you were a first-time home buyer during COVID, our guess is that there has been one thing on your mind ever since – renewals. As interest rates fluctuate, mortgage renewals can bring about uncertainty and concerns. 2023 brought record hikes, which makes it crucial for […]

Lessons from the Pandemic — Canada’s Future After COVID

Posted on March 22, 2021 by Gerard Buckley

Now that we know our weak points, growth in this country will likely be focused on key areas: It’s been an entire year since the first reports of a rapidly spreading respiratory virus graced headlines all over North America. Since then, we’ve experienced loss, uncertainty, political friction and the list goes on. But through the […]

COVID-19 REAL ESTATE MARKET CHECK-IN — Where Ontario Housing Trends are Headed in 2021

Posted on December 11, 2020 by Gerard Buckley

Continuing Lockdowns Push Urban Dwellers Out It’s an unprecedented time in Ontario’s real estate market. While some parts of the province are seeing development halts and pivots, other parts are exploding at rates nearly impossible to keep up with. So what do we see changing as 2021 sits just around the corner? Read on to […]

First Time Home Buying for Millenials in Ontario – How to Do it Right

Posted on November 27, 2020 by Gerard Buckley

Follow These Important Steps to Get Closer to New Home Ownership: So — you’re ready to buy a home. The only problem is, you’re not exactly sure where to start. This year has thrown many curveballs to young Ontarians looking to break into the housing market. Lockdowns due to COVID19 have driven up prices […]

Get Your Clients Prequalified in 60 Seconds

Posted on September 27, 2020 by Gerard Buckley

… and Add More Value to Your Deals! Tired of Losing Deals Due to Clients without Financing? At Mortgage Wellness, we believe that the first step to homeownership is a solid prequalification. That’s why we’ve made it a priority to offer a fast, accurate online prequalifying tool, making your life easier as a Real […]

Making a Difference in the Community

Posted on September 1, 2020 by Gerard Buckley

Community Matters to Gerard Buckley, a Licensed Mortgage Broker at Mortgage Wellness Since making Georgian Bay and Huron Shores their home, Gerard Buckley and his spouse Mary MacDonald of Mortgage Wellness and Jaguar Capital have made community involvement and development a top priority. They put their focus toward youth programs targeting our future leaders — […]

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