Understanding the Current Marketplace Let me begin with my heartfelt hope that this letter finds you and your loved ones in good health. I wanted to reach out with some words of reassurance. In short…I’m here. We are in uncharted territory, and the mortgage marketplace in Southern Ontario is continually shifting to keep pace with […]
Continue ReadingAutomating the Mortgage Process
Serving Clients Better with Online Options Millennials — followed closely by the Z or iPhone Generation — may be known as the digital generation, however, both Boomers and Generation X are just as focused on finding ways to save time. Research shows that most age groups are prepared to complete their Mortgage Application online and […]
Continue ReadingMortgage Market Expectations in the 20s 2.0
Mortgage Market Predictions for Ontario in the Next Decade It’s the end of an era. We said goodbye to the 2010s and welcomed in this century’s Roaring Twenties. But what does a new decade mean for people who plan to buy, sell or invest in real estate? We can’t predict every detail about the future […]
Continue ReadingHow to Budget for a New Home Purchase?
New Home Purchase: Hidden Costs of Budgeting Whether you are a Boomer, Millennial, Gen Z, Parent or Young Person settling down, buying a home is the single most expensive purchase you will make. This event stresses many young people and parents alike. When financing your first home purchase, you must make sure you understand the process […]
Continue ReadingMortgages and Financial Trends for Savvy Retirees
As retiring seniors approach a new stage in their lives, they are faced with a common question: How do I facilitate a financially comfortable retirement? In developing a financial plan, senior homeowners can leverage the equity in their home to help finance their retirement. Income is often reduced when on a pension and the equity […]
Continue ReadingCreating Wealth in Real Estate and Investing for the Future
We have been experiencing low interest rates now for several years and it can be difficult to find safe and strong investments to place your money. One opportunity is real estate investment, which is within the reach of average Canadians. The current interest rate environment and increasing real estate prices present exciting opportunities for investment […]
Continue ReadingHow to Finance the Construction of a New Home?
Why try to buy your dream home when you can build it yourself with the help of an Experienced Home Builder, Quality Architect, and Knowledgeable Mortgage Broker? Whether in Wasaga Beach, Collingwood or Thornbury, building your own home is possible with residential construction financing, however there is much to understand before you jump in and […]
Continue ReadingHow Does a Self-Employed Person Get a Mortgage?
Obtaining a Mortgage for the Self-Employed Entrepreneurs and the self-employed are the backbone of the Canadian economy. For that reason, it is crucial that when obtaining a mortgage, self-employed people understand what their financing options are and what the process will look like. Self-employed individuals need to focus most of their time on their work […]
Continue ReadingVideo: What is a Mortgage Broker?
What is a Mortgage Broker? and How does a Mortgage Broker add value. When looking for a mortgage broker, you should look for someone who knows the area well, or even a current resident. You want an experienced professional who has experience investing in real estate and knows the ins and outs of the purchasing […]
Continue ReadingVideo: How to Save for a New Home?
Mortgage Expert, Gerard Buckley with John Eaton on Talk of the Town on The Peak FM 95.1 Answers the question: How to Save for a New Home? Building a Budget for New Home Ownership How to save for a Home? This is a question many young couples and in this day and age many young […]
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