Moving to a new place can be an exciting adventure! To ensure a smooth and enjoyable transition, here are ten packing & moving tips we’ve put together to help you have an easier time: Make a Checklist Plan ahead and create a moving checklist. By organizing your tasks and setting deadlines, you’ll stay on track […]
Continue ReadingEnjoy your summer without stressing over money
Here are tips to help you make the most of summer without breaking the bank during this time of high costs and high-interest rates: Make a summer budget Prepare a budget in advance for the activities you want to do over the summer. That way you can set limits on your spending, identify ways […]
Continue ReadingSurprise Rate Increase by Bank of Canada? Not so Much
Interest Rate Update As much as the media and market commentators call Wednesday’s June 7th interest rate hike of .25% to a Bank Rate of 4.75% a surprise, we have been calling for a 25-50b basis point increase in interest rates for the later part of this year. (See our articles Jan 24, Mar 7 […]
Continue ReadingSelf-Employed Mortgage in Ontario
Self Employed? We have you Covered. If you are a self-employed person in Ontario, this article is for you. Are you looking to get a mortgage to purchase a home or to refinance your current home but don’t know where to start? Let us help you. “What is a self-employed mortgage?”, you might ask. […]
Continue ReadingSenior’s Budgeting: Reverse Mortgage Can Ease Financial Stress
House Rich & Cash Poor? A Reverse Mortgage Could Give You More Freedom As we age, our financial needs often become more pressing. In the past few years, we have watched the value of homes in many Ontario communities surge at unprecedented rates. Simultaneously, as the cost-of-living increases, seniors in Canada on Fixed Incomes are […]
Continue ReadingOntario Home Buying Trends & Spring Interest Rate Update
What’s new in the Ontario housing market for April? Housing Demand: “Canadians are living longer, so they are occupying their homes longer!” As April showers start and we put away our snowshoes and skis and tune up our bikes and golf swing, let us turn our attention to the new home buyer. Immigration and Migration […]
Continue ReadingFinancial Health & Debt Consolidation
Can Debt Consolidation be a Remedy that your Family Benefits from? We are just coming out from the pandemic and your Family’s Heath will be top of mind for you. Many families are also dealing with their Financial Health and Debt Consolidation as a possible method to manage their debt. There’s no way around it, […]
Continue ReadingLife Insurance for Families
Guest Feature by: Peter Morgan Balancing the demands of a busy life – the family, the job, the house – is already a challenge. When you add shopping for life insurance to the list, it can be overwhelming. We can help. At Co-operators, we’re committed to delivering straightforward advice and solutions, making it easy for […]
Continue ReadingInterest Rates in Canada Unlikely to Come Down
SUPRISE, SURPRISE; Media and Financial Markets are getting ahead of themselves! We are sure it will be no SURPRISE that after the last interest rate hike in January, the financial markets — and especially the media — have gotten ahead of themselves going so far as to say we would see a rate decrease in […]
Continue ReadingRelief for the Distressed Borrower
Distressed over Finances? We are here to help! Are expenses starting to rule your life? How are other Canadian families making ends meet as the world settles back into “normal”? The lingering impacts of the pandemic, a volatile housing market and rising inflation rates have left many struggling to catch up. From what we’ve […]
Continue Reading