mortgage broker collingwood Archives

Canadian Military Service and the Meaning of Service

Posted on November 10, 2025 by Gerard Buckley

By Gerard Buckley, Collingwood, Ontario When we think about service, most of us picture uniforms, medals, and Remembrance Day ceremonies. We picture soldiers in times of war, standing tall for Canada. That image is true — but service is more than parades and poppies. Service is a way of living, a commitment to put others […]

Purchase-Plus-Improvements Mortgages Starter Guide

Posted on October 23, 2025October 23, 2025 by Gerard Buckley

Purchase-Plus-Improvements Mortgages: A Starter Guide for First-Time Buyers in Georgian Bay & Huron Shores (Bruce, Grey, Simcoe) If you’re a first-time buyer in Collingwood, Owen Sound, Port Elgin, Midland, or anywhere across Georgian Bay and Huron Shores, you’ve likely noticed a reality of our market: many listings are “almost right” but need work—new shingles, a […]

PRESS RELEASE: Buckley Mortgage Broker Continues Legacy of Generosity with YMCA Fundraising Initiative

Posted on January 13, 2025September 22, 2025 by Abigail Clark

Matching donor helps YMCA of Simcoe/Muskoka raise $37,000 to support vibrant, connected communities Simcoe County, ON – January 13, 2025 | Buckley Mortgage Broker is proud to announce its ongoing partnership with the YMCA of Simcoe/Muskoka, contributing to the success of a recent fundraising campaign that raised $37,000. Through the Buckley MacDonald Youth Fund, Gerard […]

Your Guide to Becoming a First-Time Homeowner in 2025

Posted on December 31, 2024September 22, 2025 by Gerard Buckley

Let’s face it—buying your first home in Ontario can feel like an impossible dream. With sky-high prices and the challenge of saving for a down payment, it’s no wonder so many young families are feeling the squeeze. But don’t give up just yet! There’s hope on the horizon, thanks to a range of programs and […]

Bank of Canada’s Interest Rate Announcement

Posted on December 11, 2024September 22, 2025 by Gerard Buckley

The Bank of Canada (BoC) announced a 50-basis point reduction in the policy interest rate on December 11, 2024, in response to recent labour market data and economic indicators. Bank of Canada’s December 11, 2024, Interest Rate Announcement: Previous Policy Rate: The BoC’s policy rate stood at 3.75%, following a 50-basis-point reduction in October 2024. […]

New Refinance Rules for Secondary Suites in Canada

Posted on October 25, 2024September 22, 2025 by Gerard Buckley

Looking for a way to ease financial pressure on your family? The latest announcement from the government of Canada could be worth noting. The Canadian government recently announced new refinance rules aimed at making it easier for homeowners to build secondary suites, such as basement apartments or in-law suites. This initiative is part of a […]

Should You Refinance Your Mortgage?

Posted on June 13, 2024September 22, 2025 by Gerard Buckley

The Benefits of Refinancing a Mortgage in Ontario After a long, expensive haul, it seems like the smell of interest rate cuts could be in the air. But for Canadians dealing with the burden of high interest rate cuts right now, another solution could offer relief. Refinancing a mortgage might sound like financial jargon, but […]

How a Construction Mortgage Works

Posted on April 22, 2024September 22, 2025 by Gerard Buckley

Building a custom new home in 2024? Let us guide you through the ins and outs of a construction mortgage So – you’re building a home in 2024, “Year of the High-Interest Rate.” Your dreams are big, and for that, we salute you. While it may not be the easiest time to build in Ontario’s […]

Mortgage Renewal – When Should I Renew?

Posted on February 28, 2024September 22, 2025 by Gerard Buckley

Getting your first home is an exciting milestone. But if you were a first-time home buyer during COVID, our guess is that there has been one thing on your mind ever since – renewals. As interest rates fluctuate, mortgage renewals can bring about uncertainty and concerns. 2023 brought record hikes, which makes it crucial for […]

Get Your Clients Prequalified in 60 Seconds

Posted on September 27, 2020September 22, 2025 by Gerard Buckley

… and Add More Value to Your Deals! Tired of Losing Deals Due to Clients without Financing? At Mortgage Wellness, we believe that the first step to homeownership is a solid prequalification. That’s why we’ve made it a priority to offer a fast, accurate online prequalifying tool, making your life easier as a Real […]