Client Education Archives - Page 3 of 9

How a Construction Mortgage Works

Posted on April 22, 2024September 22, 2025 by Gerard Buckley

Building a custom new home in 2024? Let us guide you through the ins and outs of a construction mortgage So – you’re building a home in 2024, “Year of the High-Interest Rate.” Your dreams are big, and for that, we salute you. While it may not be the easiest time to build in Ontario’s […]

Mortgage Renewal – When Should I Renew?

Posted on February 28, 2024September 22, 2025 by Gerard Buckley

Getting your first home is an exciting milestone. But if you were a first-time home buyer during COVID, our guess is that there has been one thing on your mind ever since – renewals. As interest rates fluctuate, mortgage renewals can bring about uncertainty and concerns. 2023 brought record hikes, which makes it crucial for […]

Understanding Housing Affordability in 2024

Posted on January 23, 2024September 22, 2025 by Gerard Buckley

Housing affordability is a hot topic in 2024, and there’s a lot of talk about how interest rates affect it. Too many people are drinking the “lower interest rate Kool-Aid” as the route to housing affordability. While many people think lowering interest rates is the key, we at Buckley Mortgage Broker Team believe they won’t […]

Guest Post – 4 Considerations for any Home Reno Project

Posted on January 12, 2024September 22, 2025 by Gerard Buckley

By Guest Writer Janice Campbell of Spencer Safety Solutions Over the years of home ownership, I have done several home reno projects myself. Some things I learned by watching my dad or other family members and friends, while others I just figured out on my own. I have done a small roofing project, drywall, painting […]

First Home Savings Account – Should You Set One Up?

Posted on November 19, 2023September 22, 2025 by Gerard Buckley

All first-time homebuyers take note: we want to tell you about the First Home Savings Account (FHSA) again because it’s a great way to save money for your first home. But what exactly is it? The FHSA is a special savings account created by the government to help people who want to buy their first […]

Why are we in a housing crisis: Some fundamental reasons.

Posted on October 24, 2023September 22, 2025 by Gerard Buckley

It’s hard to accept, but Ontario is in the middle of a housing crisis. Why is this? Basically, supply is not keeping up with demand. Many pundits and media say this is a crisis of interest rates; however, we believe it is a much deeper failing of public policy at both the provincial and municipal […]

Family Summer Fun Ideas Near Collingwood

Posted on August 9, 2023September 22, 2025 by Gerard Buckley

Attention parents: we’re officially more than halfway through summer break. Have you run out of fun ways to spend the time yet? With gas prices high and plane tickets worse, a staycation might just be what your family needs to enjoy quality time without breaking the bank. Here are some of our favourite local options […]

10 Moving Tips for an Easy Move

Posted on July 4, 2023September 22, 2025 by Gerard Buckley

Moving to a new place can be an exciting adventure! To ensure a smooth and enjoyable transition, here are ten packing & moving tips we’ve put together to help you have an easier time: Make a Checklist Plan ahead and create a moving checklist. By organizing your tasks and setting deadlines, you’ll stay on track […]

Enjoy your summer without stressing over money

Posted on June 28, 2023September 22, 2025 by Gerard Buckley

Here are tips to help you make the most of summer without breaking the bank during this time of high costs and high-interest rates: Make a summer budget Prepare a budget in advance for the activities you want to do over the summer. That way you can set limits on your spending, identify ways […]

Surprise Rate Increase by Bank of Canada? Not so Much

Posted on June 16, 2023September 22, 2025 by Gerard Buckley

Interest Rate Update As much as the media and market commentators call Wednesday’s June 7th interest rate hike of .25% to a Bank Rate of 4.75% a surprise, we have been calling for a 25-50b basis point increase in interest rates for the later part of this year. (See our articles Jan 24, Mar 7 […]