Self Employed? We have you Covered. If you are a self-employed person in Ontario, this article is for you. Are you looking to get a mortgage to purchase a home or to refinance your current home but don’t know where to start? Let us help you. “What is a self-employed mortgage?”, you might ask. […]
Continue ReadingSenior’s Budgeting: Reverse Mortgage Can Ease Financial Stress
House Rich & Cash Poor? A Reverse Mortgage Could Give You More Freedom As we age, our financial needs often become more pressing. In the past few years, we have watched the value of homes in many Ontario communities surge at unprecedented rates. Simultaneously, as the cost-of-living increases, seniors in Canada on Fixed Incomes are […]
Continue ReadingOntario Home Buying Trends & Spring Interest Rate Update
What’s new in the Ontario housing market for April? Housing Demand: “Canadians are living longer, so they are occupying their homes longer!” As April showers start and we put away our snowshoes and skis and tune up our bikes and golf swing, let us turn our attention to the new home buyer. Immigration and Migration […]
Continue ReadingFinancial Health & Debt Consolidation
Can Debt Consolidation be a Remedy that your Family Benefits from? We are just coming out from the pandemic and your Family’s Heath will be top of mind for you. Many families are also dealing with their Financial Health and Debt Consolidation as a possible method to manage their debt. There’s no way around it, […]
Continue ReadingLife Insurance for Families
Guest Feature by: Peter Morgan Balancing the demands of a busy life – the family, the job, the house – is already a challenge. When you add shopping for life insurance to the list, it can be overwhelming. We can help. At Co-operators, we’re committed to delivering straightforward advice and solutions, making it easy for […]
Continue ReadingInterest Rates in Canada Unlikely to Come Down
SUPRISE, SURPRISE; Media and Financial Markets are getting ahead of themselves! We are sure it will be no SURPRISE that after the last interest rate hike in January, the financial markets — and especially the media — have gotten ahead of themselves going so far as to say we would see a rate decrease in […]
Continue ReadingRelief for the Distressed Borrower
Distressed over Finances? We are here to help! Are expenses starting to rule your life? How are other Canadian families making ends meet as the world settles back into “normal”? The lingering impacts of the pandemic, a volatile housing market and rising inflation rates have left many struggling to catch up. From what we’ve […]
Continue ReadingMarket Update 2023 — Interest Rate Projection & More
Inflation, Interest Rates, Real Estate and Financial Markets …. What is on the Horizon for 2023? Many of our Clients and the General Public are Asking what will happen to interest Rates and the Housing Market in 2023. First off, our reference rate for variable rates is the Canadian Bank Prime Rate at 6.45% […]
Continue ReadingCanadian Home Sales Show First Promise of Hope
Exciting news — we are encouraged to share the first glimmer of hope in the Real Estate Market as home sales increase, inflation relaxes and increased global diplomacy takes effect. We are not out of the woods yet; however, we are seeing some light peering through the trees. The Canadian Real Estate Association (CREA) show […]
Continue ReadingMortgage Broker Trends for the Second Half of 2022 | Zolo
GUEST FEATURE by Brandon Fausto – Financial Analyst at Buckley Mortgage Broker With an environment that has seen a large change in real estate pricing and mortgage rates, what might buyers see in the second half of 2022? Here’s what an Ontario-based mortgage broker has to say. First Off, Let’s Recap At the beginning […]
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