Client Education Archives - Page 4 of 9

Ontario Home Buying Trends & Spring Interest Rate Update

Posted on April 10, 2023September 22, 2025 by Gerard Buckley

What’s new in the Ontario housing market for April? Housing Demand: “Canadians are living longer, so they are occupying their homes longer!” As April showers start and we put away our snowshoes and skis and tune up our bikes and golf swing, let us turn our attention to the new home buyer. Immigration and Migration […]

Financial Health & Debt Consolidation

Posted on March 19, 2023September 22, 2025 by Gerard Buckley

Can Debt Consolidation be a Remedy that your Family Benefits from? We are just coming out from the pandemic and your Family’s Heath will be top of mind for you. Many families are also dealing with their Financial Health and Debt Consolidation as a possible method to manage their debt. There’s no way around it, […]

Life Insurance for Families

Posted on March 15, 2023September 22, 2025 by Gerard Buckley

Guest Feature by: Peter Morgan Balancing the demands of a busy life – the family, the job, the house – is already a challenge. When you add shopping for life insurance to the list, it can be overwhelming. We can help. At Co-operators, we’re committed to delivering straightforward advice and solutions, making it easy for […]

Interest Rates in Canada Unlikely to Come Down

Posted on March 7, 2023September 22, 2025 by Gerard Buckley

SUPRISE, SURPRISE; Media and Financial Markets are getting ahead of themselves! We are sure it will be no SURPRISE that after the last interest rate hike in January, the financial markets — and especially the media — have gotten ahead of themselves going so far as to say we would see a rate decrease in […]

Relief for the Distressed Borrower

Posted on January 29, 2023September 22, 2025 by Gerard Buckley

Distressed over Finances? We are here to help! Are expenses starting to rule your life? How are other Canadian families making ends meet as the world settles back into “normal”? The lingering impacts of the pandemic, a volatile housing market and rising inflation rates have left many struggling to catch up. From what we’ve […]

Market Update 2023 — Interest Rate Projection & More

Posted on January 24, 2023September 22, 2025 by Gerard Buckley

Inflation, Interest Rates, Real Estate and Financial Markets …. What is on the Horizon for 2023? Many of our Clients and the General Public are Asking what will happen to interest Rates and the Housing Market in 2023. First off, our reference rate for variable rates is the Canadian Bank Prime Rate at 6.45% […]

Canadian Home Sales Show First Promise of Hope

Posted on November 26, 2022September 22, 2025 by Gerard Buckley

Exciting news — we are encouraged to share the first glimmer of hope in the Real Estate Market as home sales increase, inflation relaxes and increased global diplomacy takes effect. We are not out of the woods yet; however, we are seeing some light peering through the trees. The Canadian Real Estate Association (CREA) show […]

Mortgage Broker Trends for the Second Half of 2022 | Zolo

Posted on October 18, 2022September 22, 2025 by Gerard Buckley

GUEST FEATURE by Brandon Fausto – Financial Analyst at Buckley Mortgage Broker With an environment that has seen a large change in real estate pricing and mortgage rates, what might buyers see in the second half of 2022? Here’s what an Ontario-based mortgage broker has to say. First Off, Let’s Recap At the beginning […]

Worst Decline for Housing Affordability in a Generation

Posted on August 17, 2022September 22, 2025 by Abigail Clark

Housing Affordability is Not in a Great Place We hate to be the bearers of bad news, but housing affordability in Canada worsened by 10.4 points in Q2’22, marking a fifth consecutive quarterly deterioration. The second quarter of 2022 was also the worst quarterly deterioration in over 41 years! For the first time since 1994, […]

Are you overpaying on your business expenses?

Posted on July 21, 2022September 22, 2025 by Gerard Buckley

Guest Feature by: Miguel Cardenas When it comes to the operating expenses that are crucial to the daily running of your business, many business owners don’t realize they’re overpaying. They feel stuck with the prices quoted by vendors, and don’t want to risk disrupting services to make a change. If this sounds like you, don’t […]