Client Education Archives - Page 4 of 8

Relief for the Distressed Borrower

Posted on January 29, 2023September 22, 2025 by Gerard Buckley

Distressed over Finances? We are here to help! Are expenses starting to rule your life? How are other Canadian families making ends meet as the world settles back into “normal”? The lingering impacts of the pandemic, a volatile housing market and rising inflation rates have left many struggling to catch up. From what we’ve […]

Market Update 2023 — Interest Rate Projection & More

Posted on January 24, 2023September 22, 2025 by Gerard Buckley

Inflation, Interest Rates, Real Estate and Financial Markets …. What is on the Horizon for 2023? Many of our Clients and the General Public are Asking what will happen to interest Rates and the Housing Market in 2023. First off, our reference rate for variable rates is the Canadian Bank Prime Rate at 6.45% […]

Canadian Home Sales Show First Promise of Hope

Posted on November 26, 2022September 22, 2025 by Gerard Buckley

Exciting news — we are encouraged to share the first glimmer of hope in the Real Estate Market as home sales increase, inflation relaxes and increased global diplomacy takes effect. We are not out of the woods yet; however, we are seeing some light peering through the trees. The Canadian Real Estate Association (CREA) show […]

Mortgage Broker Trends for the Second Half of 2022 | Zolo

Posted on October 18, 2022September 22, 2025 by Gerard Buckley

GUEST FEATURE by Brandon Fausto – Financial Analyst at Buckley Mortgage Broker With an environment that has seen a large change in real estate pricing and mortgage rates, what might buyers see in the second half of 2022? Here’s what an Ontario-based mortgage broker has to say. First Off, Let’s Recap At the beginning […]

Worst Decline for Housing Affordability in a Generation

Posted on August 17, 2022September 22, 2025 by Abigail Clark

Housing Affordability is Not in a Great Place We hate to be the bearers of bad news, but housing affordability in Canada worsened by 10.4 points in Q2’22, marking a fifth consecutive quarterly deterioration. The second quarter of 2022 was also the worst quarterly deterioration in over 41 years! For the first time since 1994, […]

Are you overpaying on your business expenses?

Posted on July 21, 2022September 22, 2025 by Gerard Buckley

Guest Feature by: Miguel Cardenas When it comes to the operating expenses that are crucial to the daily running of your business, many business owners don’t realize they’re overpaying. They feel stuck with the prices quoted by vendors, and don’t want to risk disrupting services to make a change. If this sounds like you, don’t […]

First Time Home Buying for Millennials and GenZ

Posted on July 21, 2022September 22, 2025 by Gerard Buckley

Guest Blog Post By: Brandon Lacaille In today’s competitive seller market with house prices steadily rising, the goal of homeownership can feel daunting at times. The good news is that this goal is not as far-fetched as the younger masses may believe — and there are ways to prepare yourself successfully! Find an Honest […]

8 Simple Steps to Take Control of Debt

Posted on June 17, 2022September 22, 2025 by Gerard Buckley

Is post-pandemic debt weighing you down? For many people, debt is an unavoidable fact of life. But the past two years of global turmoil has added financial pressure on many Canadians. According to a COVID-19 financial well-being survey conducted by the Financial Consumer Agency of Canada, over half of Canadians have been financially impacted […]

The Housing Market is a Changing — Mortgage Trends for 2022 Part 2

Posted on June 7, 2022September 22, 2025 by Gerard Buckley

So, Where do we stand now? A lot can happen in a month! Since our last update, we’ve seen major shifts take place in the housing market – as tides have turned things from a seller’s market into a stable market. Some would even say the buyer is gaining some presence in the real estate […]

GUEST FEATURE: Good Debt vs Bad Debt and How You Can Learn the Difference

Posted on August 30, 2021September 22, 2025 by Gerard Buckley

Mortgage Agent Oakley Patterson Talks Debt — and Why it isn’t Always a Bad Thing Learning the difference between good debt and bad debt allows you to learn how to leverage money and minimize your expenses. Real estate is the best way to accomplish this and that is why it has been Oakley’s focus for […]