Apply for Your Mortgage Pre-Approval Online with Gerard Buckley
Is it time for your family to make your next move? Whether you’re looking to upgrade to a larger lot or entering the housing market for the very first time, before you begin shopping, there is one more step to take on. Prequalify for your mortgage and set yourself up for a better home buying experience. Better yet — with Gerard Buckley of Mortgage Wellness, you can complete your pre-approval without leaving the comfort of your own home!
Why Get Prequalified?
Simply put — because it lets you see what homes you can afford. Your mortgage broker will help you get a clear picture of your current financial situation, including all of your assets, liabilities and monthly expenses. You’ll be able to calculate how much money you’ll need to have set aside for a down payment while also factoring in what your interest rate will cost. With a pre-approval already complete, you’ll be able to confidently search for the right home without worrying if you’ll be able to finance your purchase. 
What Do I Need to Get Started?
Ready to see what you prequalify for? Get the full picture on your next mortgage by submitting an online application here. To correctly fill out the questionnaire, make sure you have access to relevant information, including statements showing your current assets, proof of employment, and government-issued identification.
Once your application is submitted, Gerard, a Licensed Mortgage Broker with an A+ rating from the Better Business Bureau of Canada, will contact you to clarify details and discuss mortgage options that apply to your specific situation. From there, your application will be sent by Gerard to appropriate lenders selected out of more than 80 companies.
How Do I Use my Pre-Approval?
Upon your application getting accepted, you will learn what price range of homes you qualify to have financed. This information helps buyers avoid the disappointment of falling in love with a property that does not currently fit the budget. At the time of a completed pre-approval, your interest rate is secured for up to 90 days. That means, should interest rates rise during that period, you will still be allowed to lock in your mortgage at the lower percentage on your pre-approval. If rates happen to drop, you will automatically have access to them.
Prequalifying also gives power to the buyer during negotiations as you may not have to add conditions of financing to your real estate offer. With a pre-approval in hand, you will know exactly how much you can purchase for along with how large of a down payment you are ready to put towards the house or condo unit.
Get Prequalified Today!
Unlock easier real estate deals today by getting equipped with a mortgage pre-approval. If you’re ready to learn what kind of property you qualify for, gather your information together and submit an application using our quick-and-easy online prequalifying tool. Have some questions before you start? Speak with Gerard directly by calling our toll-free number at 1-866-496-4028 and take your first step to purchasing a home!
